PERSONAL BANKING
Whatever your financial situation and home buying objectives, we’ll help find the mortgage option to meet your needs today and dreams for tomorrow.
We can make your mortgage payments more manageable with refinancing options. Refinancing helps you:
Ready to break the mold of your existing home and build it out to something better? We can help with our construction loan products:
We find the right loan product to meet your mortgage financing needs, with no to low down payments, and promotions for ongoing purchases and first-time buyers. Options include:
If you’re age 62 or older, use this option to access equity in your home, without monthly loan payments. Borrowing options include receiving funds as:
You would continue to be responsible for making payments for taxes and insurance during the term of the mortgage. Reverse mortgage loans typically must be repaid either when you move out of the home or when you die. However, the loan may need to be paid back sooner if the home is no longer your principal residence, you fail to pay your property taxes or homeowners insurance, or do not keep the home in good repair.
© State Metropolis Bank 2023 | All rights reserved.